by Pereere Smart | Sep 21, 2020 | Articles
IMSU 2020/2021 POST-UTME & DIRECT ENTRY SCREENING EXERCISE
The management of Imo State University (IMSU), Owerri, announces to the general public, especially its prospective students, that the registration for 2020/2021 POST-UTME & DIRECT ENTRY screening exercise has commenced. The prospective students are hereby advised to go the official website at https://www.admissions.imsu.edu.ng/ to register.
In order to be eligible or the registration/screening, these factors must be considered.
Eligibility Status
- The candidate must have chosen Imo State University as his/her first choice during Jamb registration.
- The candidate must score the required cut-off mark of 180 and above.
- The candidates who did not choose IMO State University as first choice University but scored the required cut-off mark can also apply on the condition that they visit the JAMB website for a change of Institution.
- All candidates must have five (5) O’ level credits in relevant subjects at not more than two (2) sittings.
- Candidates with awaiting O’ level results can also apply but they will not be considered for admission until their results are out.
How to apply or IMSU 2020/2021 POST-UTME
- Visit www.imsu.edu.ng and select post- UTME/DE on the admission dropdown menu.
- You will be directed to the Post-UTME/Direct Entry Page at www.admissions.imsu.edu.ng/post-utme/de.
- Click on register on the top banner and register with your jamb number, valid phone number and email. If your registration is successful, an account would be created automatically which you would use to apply for the post –UTME/DE
- Click on apply for post-UTME/DE and make payment of two thousand naira (N2000) with your Interswitch enabled debit card
- If your payment is successful, a post-UTME/DE application form would open; fill the form completely and correctly and then click submit at the bottom of the form.
- If you were unable to complete your application for any reason, you can always go back to the post- UTME/DE page at www.admissions.imsu.edu.ng/post-utme/de and click on login, to login to your account and complete your application before the closing date – 30th November 2020
- After submitting your application form, print the acknowledgement slip.
Please take note of the following:
- Every candidate must provide a valid email address and phone number.
- All application must be filled and submitted online on or before the closing date.
- Any wrong information given shall disqualify the candidate.
- Portal opens 10th September and closes 30th November 2020
Cut off Marks for each of the Faculties in IMSU
The following are the cut off marks for each of the faculties present In IMSU.
Library and Information Science – 206
Guidance and Counselling – 182
Mechanical Engineering – 221
Food Science and Technology – 200
Education and Psychology – 193
Education and Mathematics – 186
Electrical and Electronics Engineering – 229
Civil Engineering – 220
Education and Geophysics – 186
Education and Fine and Applied Arts – 194
Agricultural Engineering – 180
Zoology – 257
Education and Economics – 208
Education and Accounting – 182
Statistics – 182
Physics – 192
Educational Foundation – 182
Educational Administration – 190
Microbiology/Industrial Microbiology – 245
Industrial Physics – 191
Computer Science – 238
Chemistry/Industrial Chemistry – 207
Biochemistry – 230
Botany – 189
Psychology – 214
Political Science – 240
Geography and Environmental Management – 188
Mass Communication – 237
Economics – 233
Soil Science and Biotechnology – 198
Crop Science and BioTechnology – 183
Animal Science and Fisheries – 181
Agricultural Economics and Extension – 182
Religious Studies – 180
Philosophy – 188
Igbo and Linguistics – 188
History and International Studies – 220
Urban and Regional Planning – 87
Quantity Surveying – 191
Land Surveying – 192
Fine and Applied Arts – 184
Surveying and Geoinformatics – 180
Building – 190
Architecture – 220
Nutrition and Dietetics – 202
Nursing Science – 205
Biochemistry – 230
Medical Laboratory Science – 200
Optometry – 249
Accountancy – 236
Marketing- 215
Management – 220
Insurance – 192
Banking and Finance – 229
Best of luck to all Imsu prospective students.
by Pereere Smart | Jul 17, 2020 | Articles, Learn
Philosophical Ethics
Introduction to Ethics
Ethics is commonly defined as the sign that indicates what man has to do in order to be good, that is, worthy of being human. It is a science of what man has to be; this is because moral life is not only doing what in its strict sense but also in being in his entire existence, the ultimate ethical concern is, how should we be? What must we do to realize fully our human personality? This is the fundamental question of philosophical ethics. While other animals are simply trained to adapt, man is different from animals because of ethics, value, and aesthetics (i.e. beauty), this is because man is a valuing animal.
He cherishes, appreciates, wants, desires, and needs certain things. For instance, we value education and pursue it as an intrinsic value, that is, value for its own sake and for instrumental purposes. (intrinsic value is something that has value in itself, for instance, Education- on the other hand, money has an instrumental value). For the material benefits it offers man in terms of social mobility, status, and salary, these things make meaning only to axiology and its component, that is aesthetics, morality, ethics, and their bearing to man.
Ethics is a normative science of human conduct, it tells you what you should do in order to be a good person. A science that gives you norms on what you have to do, it describes the way things ought to be, equating ethics with logic, we can say that it is the science of right conduct. The concept of man reveals that man is a rational animal capable of human desires, emotions, attitudes, and passions.
Philosophers are divided on whether morality is a function of reason or a function of passion. According to Omoregbe 1993, on his contemporary morality, ‘some argue that while it is the function of reason or passion, However, both morality and passions are innate in man, man is the only being that combines both, hence moral sphere is uniquely human, man is, therefore, a harmonious blend of passions and reason, why is it harmonious? Passion is part of man, while not denying it, we cannot allow the passion.
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The Concept of Ethics
Ethics is the most important and functioning branch of philosophy today. In general, ethics is moral philosophy. The term ethics is derived from Greek term Ethos which means custom or character, hence our human values and virtues. Therefore, our actions and our experiences in everyday life are the subjects of ethics. In other words, ethics is the study of what is wrong and what is right. Good-evil, right- wrong, virtue – vice, justice, and injustice are some ethical concepts. Ethics is divided into two parts: theoretical ethics and applied ethics.
Theoretical Ethics
Theoretical ethics includes normative ethics, descriptive ethics, and Meta-ethics. Normative ethics is the study of what makes actions right and wrong. Meta-ethics is about the theoretical meaning and reference of moral propositions. Descriptive ethics is about facts. It examines ethics from observations of actual choices made by moral agents in practice.
Applied Ethics
Applied ethics refers to professional ethics, such as Medical ethics, Political Ethics, Business Ethics, and other professions. Applied ethics examines the particular ethical issues of private and public life. Professional ethics is one of the important branches of applied ethics. In general professional ethics can be defined as standards or codes to provide people with guidance in their professional lives. In general, there are four basic principles in ethical codes: Honesty, Confidentiality, Conflict of interest, Responsibilities
Purpose of Ethics
Ethics is a systematic study of the norms of human behavior. The purpose of studying these norms is to ensure that human behavior conforms to them, the study of ethics can be compared to the study of Logic, the study of Logic helps one to think more correctly and avoid fallacies.
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The study of theology helps one to deepen one’s religious outlook, the same applies to Ethics, and the study of ethics helps one to elevate one’s moral standard. The study of ethics should enable us to see the effect in our conduct and other people’s conduct, it helps us to live in a normative way and to understand the exact nature of things, to be able to set things in our conduct and make profitable suggestion to others.
We compared ethics to logic, but it does not follow that the study of logic is a precondition for correct reasoning. Just like the study of Ethics won’t be a reason for not behaving correctly. For philosophers have said that knowledge is virtue and ignorance is vice- Plato, those who err, for ignorance. –Socrates’ ethics as we have seen is a study of human action, it is concerned with what is good as distinct from what is bad, what is duty, and obligation. Right and wrong.
Ethics is related to education, thus the saying of Plato, knowledge is virtue and ignorance is vice. In this way we can say that ethics is related to education because ignorance of it is bad, we educate man to enable him to understand the negative and positive aspects of life and be responsible for any of it. This is because Socrates and Plato argued that ignorance is the mal-behavior.
Knowledge helps us to unveil us from the darkness of ignorance, man, as we saw earlier, needs education, this makes him more to live by certainty than by chance, it enables man to control his environment through his interaction to suit his purposes; since man is capable of doing good or bad, he needs to be prepared to do good at all times through education on ethics, this is what makes education a value-laden enterprise because it aims at the betterment of man in order to live better in the society.
by Pereere Smart | Jul 17, 2020 | Articles, Blogs, Learn
Philosophical Ethics: Educational Implication
In every philosophical quest, there must be a raw material to be rationalized, and in ethics the material is action. At present, ethics has an important place in all areas of life. Education is also a fundamental process of human life. Therefore, in education, ethics has a very important and effective role. In order to be a good human person, ethics should be placed as a course in the educational system. This interesting discourse focuses on what education gains from the study of Ethics, and why it is important to teach Ethics in Educational systems. Before discussing this issue, it is necessary to define what ethics is and what education is.
Introduction
From the study of Ethics, one can deduce several educational implications. In our contemporary world, ethics is priced high in all spheres of life. Ethics has also become important in education because education is a fundamental process of human life. Therefore, ethics as a subject is paramount in education. In order to understand the importance of ethics, ethics should be placed as a course in the educational system.
The Concept of Ethics
Ethics is the most important and functioning branch of philosophy today. In general, ethics is moral philosophy. The term ethics is derived from Greek term Ethos which means custom or character, hence our human values and virtues. Therefore, our actions and our experiences in everyday life are the subjects of ethics. In other words, ethics is the study of what is wrong and what is right. Good-evil, right-wrong, virtue- vice, justice, and injustice are some ethical concepts. Ethics is divided into two parts: theoretical ethics and applied ethics.
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Theoretical Ethics
Theoretical ethics includes normative ethics, descriptive ethics, and Meta-ethics. Normative ethics is the study of what makes actions right and wrong. Meta-ethics is about the theoretical meaning and reference of moral propositions. Descriptive ethics is about facts. It examines ethics from observations of actual choices made by moral agents in practice.
Applied Ethics
Applied ethics refers to professional ethics, such as Medical ethics, Political Ethics, Business Ethics, and other professions. Applied ethics examines the particular ethical issues of private and public life. Professional ethics is one of the important branches of applied ethics. In general professional ethics can be defined as standards or codes to provide people with guidance in their professional lives. In general, there are four basic principles in ethical codes: Honesty, Confidentiality, Conflict of interest, Responsibilities
The Concept of Education
Ex vi termini, education is any act or experience that has a formative effect on the mind, character, or physical ability of an individual. Etymologically, the word education is derived from the Latin Educo which means educate, train. Education is a process of learning and acquiring information. It means teaching and learning.
The history of education dates to the human history itself. Education is also a way to become civilized individuals and maximize potentials. Culture and cultural heritage can be transmitted by education because the main occupation of man is to pass knowledge, skills, and attitude from one generation to another. In ancient Greece, some philosopher’s views of education such as Socrates, Plato, and Aristotle contribute to the development of our present educational system.
In general, they (philosophers) all believe that the purpose of education is that improve humankind. Socratic Method is still used in modern educational practices. In this method, teachers ask some questions to improve the intellectual abilities of students and students try to answer these questions by using their reasons.
Today’s educational theories are based on the philosophies of these philosophers. See The Relevance of Amos Cornelius Education Theory.
Plato, the founder of Idealism, claimed that the aim of education was to develop an individual’s abilities to better serve society. He also was the founder of Academy, the first university in the world. For him, both men and women had the right to have an education. He claimed that there were different stages of education. According to him, education was a key element for a society.
On the other hand, Aristotle who was the father of realism believed that only citizens could be educated. He believed that an educated person was a fulfilled person. He defended theoretical, practical, and technical education. Education helps the development of bodily and mental faculties. In ancient Greece, education was seen as a function of the state and the aim of it is to serve the ends of the state.
Today, education also serves both the needs of the state or society and citizens. Therefore, education is important to us. It builds character, gives knowledge, and helps to the progress of the state. Education makes a man complete and it also plays an important role in developing society and state. Schools are basic frameworks of education. School helps children to become good citizens and human beings. This is possible only by ethical education, so teaching ethics in school is important
The Philosophical Impact On The Study Of Ethics
Fostering Morality
In his book Essays on Religion and Education, the Oxford philosopher, R.M. Hare, argued that ethics can be taught in schools, because it involves learning a language with a determinate method, “such that, if you understand what a moral question is, you must know which arguments are legitimate, in the same way in which, in mathematics, if you know what mathematics is, you know that certain arguments in that field are legitimate and certain arguments not.”
As Hare argues, teaching morality is not about inculcating substantive positions. The purpose isn’t necessarily to answer questions, but to raise them, and at the same time to provide students with a method (rules, or boundaries) in accordance with which the questions must be discussed. “As in mathematics, having taught them the language,” Hare said, “we can leave them to do the sums.”
For Public Interest
Finally, there is a public interest in teaching ethics. The ability to reason morally is a fundamental requirement of good citizenship, and an aspect of “civics education” broadly understood. It is important that citizens know how laws are made, and how decisions can be challenged. But a robust democracy requires more: it requires citizens with the capacity to reflect on how their country ought to be.
Issues as diverse as taxation and inequality, the limits to free speech, and the claims of future generations, all have a moral dimension. The other, powerful change in our society that adds to the ethical imperative is the unprecedented and largely unregulated advances in science and technology that are happening across the globe.
Harnessing Unfolding Technology
The dangers of unregulated technology, of not grounding decision-making on futures in ethics are potentially catastrophic. In order for adults to begin to make the appropriate political and ethical decisions on using new technologies, we need first to start training our children to ask salient and responsible questions, based on a resolute moral and ethical framework. We need to train them to think differently.
Formation of Character and Personality
In general, ethics is associated with religion, these are two intermingled terms.
Moral and ethics are always mixed together, but they refer to different subjects. Before as we said ethics is derived from Greek term Ethos which means custom, character. On the other hand, morality is a set of beliefs and practices about how to live a good life. Morality comes from the Latin term Mores which means custom and manner.
The terms ethics and morality are often used interchangeably. They have the same roots. Their meanings are the same; custom. However, there is a distinction between them in philosophy. This distinction can be stated as morality is a first-order set of beliefs and practices about how to live a good life, ethics is a second-order, conscious reflection on the adequacy of our moral beliefs.
Indeed, Morality is used to refer to what we would call moral conduct while ethics is used to refer to the formal study of moral conduct. It can be claimed that morality is related to praxis, but ethics is related to theory.
Gardelli, Alerby, and Persons present three arguments about why ethics should be taught in schools. These arguments are socialization argument, the quality of life argument, and the tool argument. According to socialization argument school should help students to become good citizens. To do this ethics is necessary in schools.
The second argument, the quality of life argument claims that school helps students to live a good life. “Schools have an obligation to foster the students to become persons who act in a morally correct way” This is possible by ethics in school (Gardelli, 2014: 19). And according to the last argument, the tool argument, “the students’ results in other subjects would improve if the students had ethics in school”. From these arguments, it can be concluded that ethics is necessary in schools because it provides a better life for students.
Conclusion
In Conclusion, it can be deduced that education is nevertheless an ethical effort. Human beings can be either unfriendly or peaceful by education. The aim of ethical education is to help people to act rightly. Norms can be easily taught, but without the knowledge of Ethics, conformity to the rules becomes hard. Therefore, teaching ethics has an important and necessary place in education. I would like to end with the ellipsis of Aristotle “He who is unable to live in society, or who has no need because he is sufficient for himself, must be either a beast or a god”
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Bibliography
Abbott, Andrew. (1983), “Professional Ethics” in the American Journal of Sociology 88 (5), pp. 855-885.
Aristotle, (1996), “Nicomachean Ethics”, Classics of Moral and Political Theory, ed. By Michael L. Morgan, Hackett Publishing Company: Indianapolis/ Cambridge.
Bailey, Barrow, Carr, and McCarthy (Ed). (2010), Philosophy of Education. London: Sage Publications
Barnes, J. (Ed). 1995, The Cambridge Companion to Aristotle, Cambridge: Cambridge University Press.
Davidson, T. (1900). Aristotle and the Ancient Education Ideals. New York: Charles- Scribner’s.
Dunn, S. (2005). Philosophical Foundations of Education. New Jersey: Pearson.
Gardelli, Alerby, and Persson (2014). “Why Philosophical Ethics in School: Implications for Education in technology and in General” in Ethics and Education, Vol. 9, No:1, pp. 16-28. Routledge: Taylor& Francis Group.
Ornstein, Allan C. & Levine, Daniel U. (1981) An Introduction to the Foundations of Education (2nd ed), Boston: Houghton Mifflin.
Plato, (2000). The Republic, University Press: Cambridge.
by Nkeiruka | Jul 6, 2020 | Articles, Relationship
11 Important Factors that Destroy a Relationship/Marriage
Relationships can be very sweet, wonderful, and worth dying for. It is promising if it is flourishing. It makes the parties involved both happy and fulfilled. But how about when it is sour? When you guys can hardly hug each other. How about the parties that you guys used to go together and every other thing you did together? Of course, there are important factors that destroy a relationship/marriage.
The next thing that follows is questions, how did a relationship that proved fulfilling just turned sour and nasty? – How you went from being crazily in love with someone to being indifferent.
It is pertinent to note that love is not just enough because so many people have made such a mistake in their relationship/marriage. Love leads and can bow out if not treated with much sensitivity. So many are crazily in love but their relationships have not been the best of all.
Now, love is very important but it requires other elements in order to flourish, else it may die a natural death.
This lovely article discusses, in detail, the 11 important factors that destroy a relationship/marriage. The relevance of this is that with the knowledge and awareness of these elements that hamper relationships, one can build his/her relationship against loopholes. Also, for those in a negative relationship, this can also be of help. At least, you can point out what or why your relationship is in such a state.
For those also whose relationships have been destroyed, you can also figure out between you both.
11 Important Factors that Destroys a Relationship/Marriage
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Absence of Love
The first of the list is Love. Love is like two hearts beating as one. If there is no love in a relationship, and there is no possibility of one, there can obviously be no possibility of a successful relationship. You have to decipher if your spouse is truly in love with you.
You don’t have to force someone to love you when all they want to do is to use you. Of course, you can try to make someone love you. But Hey! Always lookout. It is very not advisable and healthy to be in a relationship with someone who does not love. A relationship devoid of love will surely die a natural death.
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Absence of Loving
Love and loving are two different things. Love consists in a feeling whereas loving consists in giving love. They are two separate things. You don’t just love someone and stuck up in your heart. There is a need to show your love as always as possible. In a relationship, love should be expressed for the other party to know and feel it.
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Communication
Communication plays a super role in a relationship. It reassures. It draws spouses closer. Lack of communication destroys a relationship and keep the spouses distant from each other. A perfect relationship is one built around no secrets.
No Communication, No Relationship
Tell each other everything ranging from the good to the bad to the dirty to the nasty. If you have reached this stage in a relationship, then Congratulations! Lack of secrets brings about vulnerability and reliability as well as security and trust. Don’t joke with it. Lest I forget, women love deep talking.
Men enjoy the love of their lives while sharing their problems with them. Effective communication is very paramount in a relationship. Did your spouse do something that you are not alright with? Then, why not point it out, discuss it out with him or her and not just swallow it and keep getting hurt.
By so doing, such an act can be corrected, you get to know your spouse better and healthier, the relationship is fostered. If for example, on the bed your man is not getting it right, don’t be shy to say what you want. He is not God and he never can know what is in your head.
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Respect
Respect is very imperative. In fact, a relationship without mutual respect is bound to crash. Men for instance love respect. The women should not fail to give that. The woman should learn to massage the ego of her spouse.
He will surely love to be in charge or dominate a relationship, it is Okay, but they should learn to honor their women also. There must be respect for opinions, non-divulging of secrets, etc. for a relationship to grow. Also, there must be respect for wants and desire, respect for personality, respect for religion, etc.
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Openness
In a relationship, the lovers are required to be open to each other. Lack of openness strains a relationship Don’t hide anything from your partner. Voice it out no matter how difficult it is or how bad the situation is. One thing to consider here, always know the best time to be very open to your partner. This entails that there is the best time for such an activity as it is not advised to voice out some sensitive things when your partner is not in a good mood.
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Fakeness (Not Being Real)
A relationship started on fake background and lies, has not been built on a solid foundation and hence can crumble at any time. In a relationship, one doesn’t have to fake anything. In this contemporary time, many people fake their hips, breast, dick, and some other fakable parts of the body.
Be Real with your Partner, Fakeness is not an Option.
Again, you don’t have to present yourself as a virgin just to impress a man whereas you are not. You don’t have to borrow a house or cars and say it is yours just to send a message to a woman. One day it will surely blow up. There is a need for self-confidence and content with what you have. If your spouse will like you, it’s fine, if not, it’s okay.
Don’t go becoming something you are not. Be yourself; present yourself as you are. You don’t have to change your personality or dressing for someone. A relationship started on illusion is bound to fail. It will bring about discomfort and distrust.
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Lack of Trust
If you are having trust issues with your spouse, then too bad. Trust, apart from love, binds a relationship and secures it from a third party. If you don’t trust your spouse, someone can walk up and say nonsense about your spouse and you believe and act without good verification.
If one doesn’t trust you, the person won’t like you to work for him/her. The same applies to a relationship. Lack of trust brings about confusion. There is this joy that comes with knowing that someone trusts you even while you are away. But, if trust is not there, then it is disastrous. There will be no need for suspicion and pickiness.
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Ego/Unforgiveness
Unforgiveness and ego may be a small one, but if not careful destroys a relationship slowly. If you are angry with your spouse over an issue, don’t let it extend for too long, it can do more harm than good.
Ego can poison a relationship. Ego can make one not to deeply apologize when he/she is wrong to his/her lover. When lovers are having the issue of saying sorry to each other or humbling themselves before their lover, it is then a very big problem. It must be recalled that Love is not boastful.
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Third-Party
One biggest killer of relationships is involving or inviting a third party into a relationship. In a relationship, it should be just you and your spouse – two to make one and not three or four. The decision both of you make should stay with you. People come with both jealousy, envy, and different contradicting opinions and reservations and so bring in another into your relationship affair or matrimonial affairs is a no-no. it may not go down well.
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Cheating
Now, this is a very huge one. While the rest can be ironed out or resolved, cheating and continuous cheating may not. Cheating infringes on the promise lovers made to themselves. Nobody wants to be cheated on an that is why there is always the feeling of jealously when one is in love with someone.
Cheating in a Relationship/Marriage
Cheating is not faithfulness. It brings about disappointment. Cheating, especially in the aspect of sex, can be very outrageous and can destroy a relationship if not stopped. It hurts and pains. The individual cheated on feels heart-broken and embittered.
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Sex
The last on the list is sex! Wow, no matter how you look and dismiss this element, it is very necessary in a relationship/marriage. Sex is refreshing. Now, this view may be relative as some do not entertain sex in their relationship, or for some that are single, it may be seen as fornication and being cheap.
But hey! For married couples, it is something you should constantly be doing for a healthier relationship. Sex has a way of getting people together, binding people together, and making people closer and couples closest.
Sex is a soul tie. It is like tying souls with your love. Sex with a lover can be very wonderful. If you don’t do it then, hey watch out your spouse may be getting satisfied outside and you know what that means.
Keep in mind that good sex is a good life. So, do always and every time, anywhere, anyhow, it ties.
by Pereere Smart | Jun 28, 2020 | Blogs
Access Bank Refunds Stamp Duty Charges
There has been an uproar since yesterday as many Access Bank’s Customers cry out in reaction to the massive debiting without their prior consent and agreement with the bank. This has led to many reactions and threats by their customers as many have concluded to withdraw from the bank.
Following this, there has been a reconsideration in favor of the customers to refund all the Stamp Duty Charges that took place recently. Of course, this reconsideration aims to rectify the issue at hand in order not to lose their customers who have practically planned on how to withdraw from the bank.
Is it great news? Of course, it is.
However, if you are affected by the irregular debiting, wait for some time for a refund. You do not need to do anything, just relax and wait.
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Access Bank and the Irregular Debit
The Nigerian government, in conjunction with the Central Bank of Nigeria, seems to have implemented some rules to condition the citizens to pay some Stamp Duties on all forms of electronic notifications in a bid to acknowledge receipts of funds. This includes SMS and messages on any electronic platform such as emails and Whatsapp messages. Following this, there has been an ongoing random and irregular debit from some Nigerian Banks with the aim of having the citizens pay their taxes. Among the banks that have commenced the implementation of this new development are Access Bank Plc, FCMB, Eco Bank, Zenith Bank, etc.
Access Bank, one of the most popular banks in Nigeria, has raised people’s eyebrows by engaging in random and irregular debiting of some cash from their customers without prior notification. Just recently, almost all Nigerians who have an account with the Bank clamor in anger following the massive debit alert from their Access bank’s account.
However, many customers from Access Bank have reported, with empirical variable demonstrations, the debit notifications, and alert they received with the description, Stamp Duty. Many were debited just once, while others were debited more than twice in a non-specific arrays of amount. These arrays of the debited amounts range from N50, N300, N1000, N2000, N3,500, N31,00 to N100,000.
As a result, many Access Bank customers have threatened to withdraw from the Bank, while others have boiled up with anger to sue the bank for such abnormal debiting of their money without their consent.
Machinep gathers that many Nigerians have regarded this recent abnormal activity as an avenue to regain the 2billion Naira that Access Bank donated to the Federal Government for the fight of the Covid-19. The majority blamed the bank for making a very irrational decision because they could have easily credited their customers by simply sharing the 2billion Naira to their various accounts rather than offering it to the Federal Government who would probably make no rational use of the money.
Reasons for the Irregular Access Bank Debit
Of course, every action has some reasons behind it. But, the justification of the reasons is what matters a lot. Just as the description of the debit alert, the irregular charges was intentionally carried out for the purpose of “Stamp Duty”. In other words, The Nigerian government, in conjunction with the Central Bank of Nigeria, seems to have implemented some rules to have the citizens pay some stamp duties on all forms of electronic notifications in a bid to acknowledge receipts of funds.
This includes SMS and messages on any electronic platform such as emails and Whatsapp messages. Following this, there has been an ongoing random and irregular debit from some Nigerian Banks with the aim of having the citizens pay their taxes. Among the banks that have commenced the implementation of this new development are Access Bank Plc, FCMB, etc.
On a more verified observation, this abnormal activity was championed following a circular that was signed by the Executive Chairman, Federal Inland Revenue Service (FIRS), Muhammad Nami. Part of the circular said:
“Any electronic receipt for, or electronic transfer of, money deposited with any bank or with any banker in any type of account of an amount from N10,000 upwards shall attract a singular or one-off duty of the sum of N50.”
“Stamp duty upon receipt (written, printed, or in electronic form) for transactions between corporate bodies or between a corporate body and an individual, group or body of individuals, which amounts to N10,000 and above, shall be denoted by payment of N50 per receipt to the service.”
The FIRS circular also stated that stamp duties will be paid on “POS receipts, fiscalised device receipts, Automated Teller Machine (ATM) print-outs.”
However, if you are among the people affected? Kindly share your story using the comment section.
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